Regulators announce that a payday advance in Oregon is a totally legit activity. To see the details about legit payday loans in Oregon, read the credit document 54 Or. Rev. Stat. § 725A.010 et seq. It was indicated before that the max amount may sometimes be limited. In this case, the loan must not exceed $50,000. The loan limit reaches up to 25% of the borrower’s net monthly income if they earn $60,000 per year or less. Clients pay back borrowed funds within 31-60 days. The creditor will charge a commission of 36% APR interest, one-time $10 per $100 of loan origination fee, up to $30.